Things to take note to prevent e-auction fraud when a consumer participating in an e-auction.

Nowadays, there are many people buying and selling products or services through the internet. But, the fraud occurring today became the big problem for the people who doing the transactions. eBay which is the largest Internet auctioneer in the world. It has introduced several measures in an effort to reduce fraud.

1. Auction Inquisitor Software. Auction Inquisitor Software can quickly and easily analyze an auction before you risk your money. You are require to drag your auction URL into the Auction Inquisitor window, or type the auction number, and then Auction Inquisitor will automatically analyze the auction and show a report on the seller's legality. Auction Inquisitor checks the most common signs of fraudulent auctions, seller feedback history, and over 100 elements that can indicate a fraudulent auction. Auction Inquisitor is much faster and easier than researching yourself plus it never forgets to check the first or the last feedback ratings of a seller.

2. Feedback Forum. The eBay Feedback Forum allows registered buyers and sellers to build up their online trading reputations. It provides users with the ability to comment on their experiences with other individuals.

3. Nonpayment punishment. eBay implemented a policy against those who do not honor their winning bids. To help protect sellers, first-time nonpayment results in a friendly warning. A sterner warning is issued for a second-time offense, a 30-day suspension for a third offense, and indefinite suspension for a fourth offense.

4. Authentication service. Product authentication is a way of determining whether an item is genuine and described appropriately. Authentication is very difficult to perform because it relies on the expertise of the authenticators. Because of their training and experience, experts can (for a fee) often detect counterfeits based on subtle details. However, two expert authenticators may have different opinions about the authenticity of the same item.

E-Government in MalaYsiA

Due to the technology advancement, Malaysia also followed the trends to adopt the use of information system to fasten the working efficiency of various government departments, for example, Inland Revenue Board. The vision of electronic government is a vision for government, businesses and citizen working together for the benefit of Malaysia and all its citizens. By adopting E-government, it would enable the government to become more responsive to the needs of its citizens.

In order to implement E-government effectively in Malaysia, citizen perception is very significant because citizens are the main targets who are going to use the services. Therefore, the citizen’s adoption strategies should be more citizens friendly. Citizens expect governmental services to have high quality and quantity as well as availability in a 24-hour, seven-days-a-week, and year-round fashion. Therefore, there is a need for government to ensure that their systems are always ready to perform services all around the time. Break down in system would cause citizens’ frustration. Success in delivering electronic services depends upon the capability and self-confidence of citizens in performing e-transactions. Another issue that the citizens concern is the security problem. Hence, the database that contains citizens’ profile should be well protected and give surety to citizens.

Furthermore, education for citizens is important. No matter how excellent the systems are, if the citizens don’t know how to operate it, it is really useless. Government can organize some seminars for the citizens to educate them the usefulness and effectiveness of the e-government services. The information about the launch of the e-government services should be well-known to the citizens. In addition, technical knowledge should not be neglected. Apportion of citizens still don’t know how to use the computer, therefore, technology barriers become an important issues. The procedures for the e-government services should be easy understood and followed.

There are several departments that work well with e-government services. There are TM, JPJ and TNB. For more detailed, you can access to http://www.gov.my/. It is myGovernment Portal that acts as the one-stop source of Malaysian government information and services for the citizens.

A review on ‘How to lose your ID easily to fraudsters at home?’

The number of identity theft related crimes is increasing over the previous year. Especially, fraudsters defraud the victims by obtaining their card details. It is the most common way for them to steal personal identity and trade under its credit and name. Besides, many corporate companies also affected from this crime. Normally, the sectors are most likely related in communications, banking, finance and insurance.

In fact, we should be alert and pay more concerns for our personal identity in order to prevent our intimate data being revealed and abused by someone. That is, we should be aware of our surroundings when divulging sensitive financial information.

Some sort of scam will be happened in our daily life such as a strange call require us to give any confidential or detail information. We should be avoid giving them the specific details included the banking detail when using a mobile phone. Other than that, any receipts, bank statements and bills should be destroyed in a secure way. We should not throw it away directly as it contain our personal details.

In addition, we have to check all our statements when we receive. It is to prevent someone may have accessed our accounts out of our acknowledged. If it really happens, we must contact to the bank or credit card provided immediately.

Furthermore, it is necessary to keep all our important documents, such as passport, licenses, and birth certificate in a safe place. Apart from that, we should not tell anyone our security details and never ever write them down. Change your security information immediately if you suspect anyone else may have gained access to it.

There are only some guidelines to protect our personal identity. For business, they should improve IT security system regularly in order to avoid the identity theft. The internal control for database of consumer details is very important in companies to prevent a security lapse happen. Otherwise, the companies will loss of public confident from their consumers.

Corporate blogging: a new marketing communication tools for companies

Corporate blogging offers unique opportunities for significant, rapid, cost-effective results as an alternative to more conventional marketing campaigns and specifically, for boosting of brand loyalty and increasing credibility with one’s existing and potential customer base.

Corporate blog marketing can boost search engine positioning. In marketing terms, a blog can bring a human personality to a faceless company, which can create a connection between the corporation and the client. Functionally, corporate blogging allows companies, governments and others to gain feedback and a strong impression of their reputation among members of the public or a customer base, without the overheads in terms of the time and organisation required for email marketing and Web based surveys. This can lead to deeper loyalty and richer feedback.

Blogging is a trend that companies will not be able to ignore as it provides a platform for businesses to interact with potential customers as well as a way for companies to build their brand through knowledge sharing. Build customer relationships with own corporate blog marketing campaign. Corporate blogging allows to perform real-time market research by posing questions and receiving immediate feedback. By giving your company a personable voice, and continuing to offer them relevant content, can transform return readers into loyal customers as well as viral marketing partners, with blog marketing. More and more, CEOs and other business executives are reaching out to prospects and current customers on a more personal level.

Corporate blog marketing also helps increase link popularity online. The number of incoming links to corporate blog and company’s web site grows and grows each month, simply by having a blog marketing presence. Corporate blog can be full of relevant content readily available for others to link to, and by linking out to other sites. Then build a platform to develop quality reciprocal linking arrangements.

As more corporate blogs are created, the state of blogging will evolve—again, like corporate websites, blogs will become marketing vehicles, blog use will increase as a result of content syndication, and help build cohesive, efficient employee teams. So that, if your company is committed to setting up and maintaining a blog, you may be pleasantly surprised at the results.

Credit Card Debts: Causes and Prevention

Causes:
Nowadays, credit card debts became a finance problem face by most people. There are some causes leads to people deal with credit card.
1. Poor money management. A monthly spending plan is necessary. However, most people do not concerned about this and they keep on spending hundreds of dollars for unnecessarily expenses. This lead to their expenses is greater than their income.
2. Spend money they don’t have. People purchase an item not pay by cash but pay by credit card. They don’t think about whether that cash would be better used towards a debt or towards the purchase. This action will add more debt for them.

Prevention:
If you want to avoid debt in the future, it can seem like an impossible task to accomplish. But there is hope and you can avoid all debt in the future. Here, I listed out some prevention.
1. Create a realistic monthly budget. Write down every source income and monthly payment to make sure that your payments are covered by your income. This budget gives you a track of all of your expenses to see where your money is going. This will help you to cut down some unnecessary expenses.
2. Avoid impulse purchases. This is a great way to save money to prevent credit card debts. Only purchase items that you really need instead of not necessity items.
3. Use a debt management program. Debt management programs can be a great help to keep everything in order. These debt software programs can let you see at a glance where you can improve and where you have succeeded.

The application of pre-paid cash cards for customers@@

Prepaid cash cards are designed to be used as a safer alternative to cash. You will never go into debt once you apply for this card. There are several benefits of using the pre-paid cash card for the customers. Fist, the security features can protect the consumers against theft and fraud using personal identification numbers (PINs). Second, consumers who use pre-paid card to purchases goods are free of interest charges associated with credit cards. Third, the customers can easily and conveniently transfer funds to friends and relatives anywhere. Furthermore, the most important issues that the customers look for is security. By using pre-paid cash card, they can reduce the amount of cash to be carried, thus it is much more secure.

The common type of pre-paid cash card in Malaysia will be “Touch ‘n Go”. It is an electronic purse that can be used at all the highways in Malaysia, major public transport in Klang Valley and selected places. Since it is a pre-paid cash card, the customers can continue to use this card as long as it is pre-loaded with electronic cash. And it is very convenient to be reloaded. Customers can choose to reload in the authorized third party outlets, such as PETRONAS kiosks and the reload denomination is ranging from RM20 to RM500. Obviously, Touch ‘n Go provides high speed for paying for low fees. Customers do not need to queue in the long cash lane to wait for the transaction to be completed. Therefore, it is really welcomed by Malaysian.

Besides that, the application process of Touch ‘n Go is as easy as ABC. Customers can get the card easily from Touch ’n Go Sales Counters located at highways, such as PLUS and Penang Bridge. Customers only need to fill in an application form and pay RM10.00 for each card with one-year warranty period. Customers can choose to reload value from RM20 to RM500. Other than Touch ‘n Go, Starbucks Coffee also provides pre-paid card for its customers. Customers can load cards with cash to buy coffee or charge merchandise bought elsewhere. Wal-mart is also going to launch the pre-paid cash for its customers.

As we can see, pre-paid cash card has become increasingly important in the marketplace. Having pre-paid cash is not a difficult manner and it could bring us a lot of benefit.

A review on "Buying clothes online that fit your measurement"

Have you ever buy products online? The elements of a good online retailing is simply defines as a term of e-tailing. I found an interesting post from “My E-Commerce Blog”- Buying clothes online that fit your measurement.

Nowadays, there is an increasing number of consumers spent more money online for clothes. Do you know $9.6 billion worth of apparel was bought online in the United States last year? It was really amazing and none of them tried the clothes before they decided to buy.

However, there were several deficiencies in buying clothes from the e-tailing websites. For instance, the online shoppers experienced incorrect measurement of body dimension and style preferences are different from various groups of consumers. Meanwhile, online retailers are striving to solve this problem and provide their basic body dimensions and style preferences. Thus, it is really a good choice for online shoppers to buy their clothes online that make them fit well and suit their taste.

Besides, there are some websites available for consumers to customize their clothes and shoes online. They also offer a more realistic look at the clothes. Namely, Nike, Land’s End and Timberland. Hence, we can imagine that how well the online retailers have done their good job in order to attract more online shoppers and make online clothes shopping easier.

For my opinion, a majority of people would still prefer store shopping because it can let us try the clothes and look properly the design and display of the clothes. In addition, we also can direct communicate to the sales assistant to gain more information about their sales and sometimes we can even bargain the price with them. For online retailers, i believed that they will try to attract more online shoppers by creating more kids and mens apparels online retail websites in the future as it's really a marketable business.

Several Online fashion store that u can shop with simple steps or u may click it to have a look^^

http://www.thedreamfashion.com.sg/

http://www.asos.com/

http://www.topshop.com/webapp/wcs/stores/servlet/TopCategoriesDisplay?storeId=12556&catalogId=19551

http://www.somucheasier.co.uk/womens-clothing.html