Saturday, June 28, 2008

The application of pre-paid cash cards for customers@@

Prepaid cash cards are designed to be used as a safer alternative to cash. You will never go into debt once you apply for this card. There are several benefits of using the pre-paid cash card for the customers. Fist, the security features can protect the consumers against theft and fraud using personal identification numbers (PINs). Second, consumers who use pre-paid card to purchases goods are free of interest charges associated with credit cards. Third, the customers can easily and conveniently transfer funds to friends and relatives anywhere. Furthermore, the most important issues that the customers look for is security. By using pre-paid cash card, they can reduce the amount of cash to be carried, thus it is much more secure.



The common type of pre-paid cash card in Malaysia will be “Touch ‘n Go”. It is an electronic purse that can be used at all the highways in Malaysia, major public transport in Klang Valley and selected places. Since it is a pre-paid cash card, the customers can continue to use this card as long as it is pre-loaded with electronic cash. And it is very convenient to be reloaded. Customers can choose to reload in the authorized third party outlets, such as PETRONAS kiosks and the reload denomination is ranging from RM20 to RM500. Obviously, Touch ‘n Go provides high speed for paying for low fees. Customers do not need to queue in the long cash lane to wait for the transaction to be completed. Therefore, it is really welcomed by Malaysian.

Besides that, the application process of Touch ‘n Go is as easy as ABC. Customers can get the card easily from Touch ’n Go Sales Counters located at highways, such as PLUS and Penang Bridge. Customers only need to fill in an application form and pay RM10.00 for each card with one-year warranty period. Customers can choose to reload value from RM20 to RM500. Other than Touch ‘n Go, Starbucks Coffee also provides pre-paid card for its customers. Customers can load cards with cash to buy coffee or charge merchandise bought elsewhere. Wal-mart is also going to launch the pre-paid cash for its customers.


As we can see, pre-paid cash card has become increasingly important in the marketplace. Having pre-paid cash is not a difficult manner and it could bring us a lot of benefit.

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